What Are 0% Processing Fees?
Zero percent processing means your restaurant pays nothing when customers use a credit card. Instead of absorbing the 2.5–3.5% fee, the cost is transparently passed to the card-paying customer through a model called dual pricing.
This isn't a gimmick—it's a legal, transparent pricing model used by gas stations, convenience stores, and now thousands of restaurants across the country.
How Dual Pricing Works
Dual pricing displays two prices: a standard price for card payments and a discounted price for cash payments. For example, a $20 entrée might show as $20.00 (card) and $19.20 (cash). The difference covers the processing cost.
SkyTab automates this entirely. Prices are calculated and displayed on receipts, menus, and customer-facing screens. No manual adjustments needed.
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Is It Legal?
Yes. Dual pricing is legal in all 50 states. Federal law explicitly allows merchants to offer cash discounts or pass processing costs to card users, as long as the pricing is transparently displayed.
SkyTab's dual pricing model is fully compliant with federal and state regulations, and our team helps you set up compliant signage and receipts.
Do Customers Complain?
The vast majority of customers understand and accept dual pricing—they see it at gas stations daily. In SkyTab's data, fewer than 2% of customers ask about the pricing difference, and complaint rates are near zero.
The key is transparency. Clear signage at the entrance and on the menu eliminates confusion. SkyTab provides free signage kits with every installation.
How Much Can You Save?
See exactly how much your restaurant could save. Request a free demo and get a personalized savings estimate.